Specializing in Income Protection for Dental Professionals
You spent years mastering your specialty. A (true) own-occupation policy ensures an injury or illness doesn't erase everything you've built — whether you're a general dentist, orthodontist, periodontist, endodontist, pediatric dentist, prosthodontist, or oral surgeon.
Independent Broker
Dental Professionals Only
No Cost to You
We Work With the Nation's Top Carriers
Independent and unbiased — we compare every option so you get the best coverage at the best rate.
Why Dental Professionals Choose Us
We know dental professionals' needs. Every policy we design is built around the specific demands of a dental practice.
Dental-Only Expertise
We work exclusively with dental professionals. From general dentists to oral surgeons, we understand the fine motor demands of your specialty — and the policy language that delivers what you want, when you need it.
One Contact, Multiple Carriers
A single conversation gives you access to every major disability carrier in the market. We do the comparison — you receive a clear personal quote report and make the informed choice.
True Coverage
The right policy pays your full benefit if you cannot perform the duties of your dental specialty — even if you could theoretically work in another field. We recommend nothing less.
Getting Covered Is Simpler Than You Think
Three steps, one conversation, and you're protected. Most dental professionals complete the process in under a week.
1
Request Your Quote
Complete a brief form with your dental specialty and basic information. Takes under 3 minutes — no commitment required.
2
Compare Your Options
We'll email you a personal quote report exposing every top carrier, with clear side-by-side comparisons of language, provisions, and cost.
3
Get Protected
Choose your policy and we handle the application — quickly completed over the phone. No in-person meetings, no hidden fees.
Not All Disability Policies Are Created Equal
Most group disability plans define "disabled" as being unable to work in any occupation. That means if you lose the fine motor function needed to perform a crown or a root canal, your insurer may deny your claim — as long as you could theoretically answer phones or consult.
A true own-occupation policy is different. It pays your full monthly benefit if you cannot perform the material duties of your dental specialty — regardless of any other work you could do. This is the definition that matters. It is the only type of policy we recommend.
Get Free Quotes →1 in 4
Working professionals will face a disability lasting 90 days or more before reaching age 65.
For dentists earning $300,000+ annually, an unprotected disability can represent $3M+ in lost specialty income over a career.
Source: Social Security Administration
